Universal Healthcare

Why we need United Healthcare in the United States. My reasoning supporting this:
Lack of funds to pay high premiums cost for companies and individuals.
You have to have insurance or you get penalized when doing your taxes.
Lack of amount of coverage we receive to cover treatments.
Better improved public health in general if we get socialized medicine.

Refutation on this topic:
Universal healthcare is similar to welfare.
The only reason ppl want this is because they are to lazy or made bad choices so they want the government to flip the bill.
Cost is to high for the government to take on so taxes would raise.
Quality of healthcare would drop.

I am totally pro to having universal healthcare in the United States. I had your company do two bibliographies on this topic. I need to incorporate at least some of that information into this essay.